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Identity theft research papers

Identity theft research papers

What is identity theft?

Identity theft is the fastest-growing crime in the world, with more than 13 million victims in 2013. Identity fraud is six times more likely than robbery, and identity theft is 500 times more likely than getting your purse stolen. Why aren’t people doing more to protect themselves against identity theft? Most people lock their doors and keep an eye on their handbags, so why aren’t they doing more to protect themselves against identity theft?
Truth: According to the Federal Trade Commission, recovering from identity fraud takes an average of six months and 200 hours of work, and victims are often targeted again and again as their information is exchanged among a large network of criminals. Some issues are more straightforward to fix than others: Reversing fraudulent credit card or bank purchases is a fairly straightforward process. Tracking and closing any new accounts opened under your name, reversing fraudulent tax return filings, and addressing medical procedures paid under your health insurance are some of the more complicated ones.
Tip: Use the FTC’s identity recovery checklist to remain on top of the resolution process, sign up for a credit monitoring service to be notified if a new inquiry or account is opened in your name, and stagger your free yearly credit reports so you get one every three months.

Lager lecture online: identity theft with dr. milena head

While the term “identity theft” is sometimes used to refer to a broad variety of crimes, including checking account fraud, counterfeiting, forgery, car theft using fake documents, human trafficking, and terrorism, most politicians and scholars agree that identity theft refers to the fraudulent use of another person’s personal details. The idea of “personal information” has been a stumbling block to the establishment of a widely accepted term.
State lawmakers have gradually turned their attention to the issue as a result of federal identity fraud legislation and growing public concern, enacting bills criminalizing the act and strengthening the rights of customers who have been victims of this crime. Only a few states had clear legislation criminalizing identity fraud before the ITADA was passed in 1998. (GAO, 2002). While identity theft laws exist in all 50 states and the District of Columbia, there is considerable variance in what activities are categorized as identity theft, the penalties for perpetrators, and the assistance provided to victims of identity theft (Perl, 2003). Identity fraud legislation is also being drafted by legislators. More than 200 bills addressing the problem were pending at the state level at the end of 2007.

Texas unemployment office catches 738 identity theft fraud

In today’s world, identity fraud is inevitable, and there are a variety of reasons why identity thieves target your personal details. Here are some of the most popular types of identity theft, as well as measures you can take to reduce the risk, ranging from financial gain to sinister motives.
The most popular form of identity theft is financial identity theft. According to Javelin Strategy & Research, identity criminals stole $16 billion from 12.7 million identity theft victims in 2014. In most cases, an identity thief is attempting to obtain a credit card, obtain a loan, or simply purchase goods while posing as someone else. This can have a significant impact on a victim’s credit score and ability to obtain credit in the future. It’s important to review your credit report on a regular basis to ensure that it contains correct information. If you don’t notice the creditors or questions on your credit report, it’s likely that you’ve been the victim of identity theft.
Medical identity theft happens when someone obtains medical services, prescription medications, or medical insurance coverage using another person’s personally identifiable information. Identity theft can be a costly and time-consuming crime to tackle. According to the Ponemon Institute, the majority of victims of medical identity theft paid an average of $13,500 to settle the incident. Medical identity theft can result in the identity thief’s medical history being applied to the victim’s medical records, which is different from other forms of identity theft. Medical records that are inaccurate are difficult to fix, and they can prevent the victim from receiving the insurance benefits or medical treatment that they need.

Frauds to look out for in 2021

Identity theft is one of the most common crimes involving the misuse of personal information by others. This article explores the history of identity theft as well as the meaning of the word. It emphasizes the various ways in which criminals can steal personal information. It identifies the most common forms of identity theft and describes the implications for victims. It also shows the evidence that support the paper’s key points.
With the advent of electronic and computer technology, a new form of crime, such as identity theft, has arisen. Identity theft started to spread in the United States in the second half of the twentieth century. It was founded on the widespread adoption of remote services that did not require personal involvement. It was followed, in particular, by the widespread use of credit cards among the general public. This form of crime is often related to the use of the individual’s Social Security number as an identification. Because of the widespread usage of mobile devices and the widespread use of the Internet, the number of individuals who use the identity of another person has increased.